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Large, global companies aren’t the only ones that face business kidnapping and extortion risks. Companies of any size can be a target for kidnappers or extortionists, either domestically or abroad. Managing the costs associated with such risks can push a small to midsize company to its financial limits. Chubb’s unique coverage can assist privately owned companies in successfully managing your kidnapping and extortion exposures.
Coverage Highlights
Benefits
Private company underwriters located across the United States and experienced in a broad spectrum of industries
Professional crisis management, where permitted
Coverage
Reimburses expenses for:
Kidnap ransom or extortion payment, including cyber extortion
Ransom delivery
Legal liability
Reasonable expenses incurred in connection with a kidnapping, extortion threat, hijacking, political threat, or wrongful detention
Independent security consultant
Product recall expenses
Business interruption
Accidental death and dismemberment
Emergency political repatriation
Disappearance investigation expense
Express kidnapping
Hostage crisis
Insureds include:
The company, its directors and officers, and full-time, part-time, seasonal, leased, and temporary employees
Independent contractors
Volunteers and interns
Relatives of employees
Guests on the company’s premises or in an employee’s home