Coverage Highlights
Enhanced Public/Educational Entity Endorsement includes:
- Covered operations coverage is offered on a broadly described basis
- Expanded definition of insured unique for public entities
- Expanded transportation coverage, including livery services
Benefits
- Streamlined process to acquire critical coverages in a single policy
- Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
- Option to tailor coverage for complex risks
- Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
- Experienced underwriting specialists across the U.S. and specialized claims expertise for the unique requirements of the public/educational entity market
- Broad range of risk control services available through a national network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
- Thought Leadership that addresses the complexities of domestic environmental regulations and compliance
- Valued long term relationships
Minimums & Limits
- Targeting minimum self-insured retention: $10,000
- Targeting minimum premium: $10,000
- Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
- Split limits available
Policy Terms
Annual or multiyear policy terms available
Target Client
- Cities, counties, municipalities or towns
- Special districts
- School districts (K-12)
- Higher Education including colleges, universities, technical schools
- Risk sharing pools for any of the foregoing
