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When you have a project approved or financed by the U.S. government, it means you also need special workers compensation for employees.
Coverage Highlights
Benefits
Department of Labor-approved insurance provider of Defense Base Act insurance
Experienced underwriters in Defense Base Act and international casualty
Dedicated DBA claims management team experienced in Longshore and DBA claims
Worldwide assistance to employees within 24 hours of claims report
Chubb’s global network of underwriting and claims professionals in more than 200 countries
Coverage & Services
Medical
Rehabilitation
Indemnity for loss of wages or income (temporary and permanent)
Disability and death benefits
Kidnap & Extortion (optional)
Accidental death and dismemberment (optional)
Risk management services options
Client Profile
Industries and employees that can be subject to the Defense Base Act include U.S.-based businesses with federal government contracts for projects overseas:
Engineers
Project Managers
Consultants
Facilities Support Management Services
Logistical Support Services
Information Technology Providers
Educational Institutions
Limits
Employers Liability: up to $1 million for DBA coverage
Up to $1 million repatriation
Covered Contracts
The Defense Base Act applies to contracts awarded for work in these employment related categories:
At any military, air or naval base.
Upon any lands occupied or used by U.S. government for military purposes or in any territory or possession outside continental U.S.
Upon any public works project in any territory or possession outside continental U.S. if under contract with U.S. government.
With the U.S. (or representative agency), if contract is to be performed outside U.S. and not within area described above in the three bullets, for purpose of performing public work. DBA insurance must be secured prior to and be maintained during the life of the contract.
Under contract approved and financed by U.S. or any executive department or agency, if contract is to be performed outside U.S. under Mutual Security Act of 1954.
Outside continental U.S. by American employer providing welfare or similar services for benefit of Armed Forces pursuant to appropriate authorization by Secretary of Defense.
Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb is the world's largest publicly traded property and casualty insurance group. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.